ZIP 15650 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 15650 (Westmoreland County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structurally it carries 59/100, against 3/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)).

The market reads peak — home values rose 2.7% year on year, and 16% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $63,314 — below the roughly $78,000 national figure. The poverty rate is 10.9%. The tenure split is 73% owner-occupied to 27% rented. Educational attainment sits at 30% bachelor's-or-above. The ZIP holds roughly 12,194 housing units. The demographic-stress sub-score lands at 27/100. Rent burden reaches 43% of tenant households. The typical home is worth about $181,700 (2.8× income, relatively affordable). The vacancy rate is 5.6%. About 27,367 people live here, median age 46.

On balance 15650 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 15650 at the moment; the composite and its components are still built from verifiable public records.

The 15650 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 15650 stays directly comparable to neighboring ZIPs and the rest of Westmoreland County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 15650 shows blanks, not estimates, wherever the record is sparse.

Each component behind 15650 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 15650 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.