Westmoreland County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Westmoreland County, PA distress report, 2026: 89 ZIPs scored in Westmoreland, PA, Westmoreland, PA average 26/100; the top Westmoreland, PA ZIP is 15681 at 27/100; Westmoreland, PA market phase peak, Westmoreland, PA prices +2.7% year over year.
- Westmoreland, PA ranks #1,692 nationally (opportunity index); Westmoreland, PA #25 in Pennsylvania; Westmoreland, PA index 28.8.
- Westmoreland, PA ninety-day mortgage delinquency 0.7% in December 2025; Westmoreland, PA twelve-month change +0.1%.
- Westmoreland, PA ZIP phases: 89 peak.
- Westmoreland, PA residential listings tracked: 154 across 60 ZIPs; Westmoreland, PA candidate listings 105.
- Westmoreland, PA HUD assisted properties: 15 with 882 units.
- Westmoreland, PA lenders on watch: 8; largest Westmoreland, PA footprint Somerset Trust Co (17 branches).
- Westmoreland, PA most distressed ZIP: 15681 at 27/100.
Westmoreland, PA figures: DLRadar distress index; Westmoreland, PA inputs: CFPB, FHFA, HUD, FDIC; Westmoreland, PA rebuilt as sources refresh.
| Rank | Westmoreland, PA ZIP | Score |
|---|---|---|
| 1 | 15681 | 27/100 |
| 2 | 15717 | 27/100 |
| 3 | 15944 | 27/100 |
| 4 | 15954 | 27/100 |
| 5 | 15012 | 26/100 |
| 6 | 15062 | 26/100 |
| 7 | 15072 | 26/100 |
| 8 | 15085 | 26/100 |
| 9 | 15087 | 26/100 |
| 10 | 15089 | 26/100 |
| 11 | 15448 | 26/100 |
| 12 | 15479 | 26/100 |
Most distressed Westmoreland, PA ZIPs (0-100, 2026)
Mortgage delinquency in Westmoreland, PA
0.7% of Westmoreland, PA mortgages were ninety-plus days late (Westmoreland, PA, December 2025); Westmoreland, PA thirty-to-eighty-nine days late: 2.8%; Westmoreland, PA twelve-month change +0.1%; Westmoreland, PA peak since 2008: 3.7% (January 2013); Pennsylvania overall 1.0%. Westmoreland, PA ninety-day series: Dec 24 0.6, Jan 25 0.6, Feb 25 0.7 (Westmoreland, PA), Mar 25 0.7, Apr 25 0.6, May 25 0.6 (Westmoreland, PA), Jun 25 0.5, Jul 25 0.6, Aug 25 0.7 (Westmoreland, PA), Sep 25 0.9, Oct 25 0.8, Nov 25 0.6 (Westmoreland, PA), Dec 25 0.7.
Opportunity index: Westmoreland, PA
Westmoreland, PA index 28.8, Westmoreland, PA phase early_signal; Westmoreland, PA primary driver construction, Westmoreland, PA second driver bank institutional. Westmoreland, PA components: property stress 12.2, foreclosure pressure 10.9, listing discounts 35.9, bank stress 58.8, insurance 0.0; Westmoreland, PA pulse 31.2; Westmoreland, PA capital opportunity 25.1; Westmoreland, PA seven-day change +0.2%.
ZIP market phases inside Westmoreland, PA
89 Westmoreland, PA ZIPs carry a price-cycle phase; Westmoreland, PA ZIPs by phase (Westmoreland, PA), deepest drawdown first: peak, +2.7% YoY (Westmoreland, PA): 15012, 15062, 15068, 15072, Westmoreland, PA 15083, 15085, 15087, 15089, Westmoreland, PA 15131, 15137, 15146, 15448, Westmoreland, PA 15479, 15601; peak, +4.2% YoY (Westmoreland, PA): 15501; peak, +4.0% YoY (Westmoreland, PA): 15531.
Residential listings by Westmoreland, PA ZIP
Westmoreland, PA ZIPs with the most tracked Westmoreland, PA residential listings: 15068 36 listings, 30 candidates, bank pressure 64; 15644 19 listings, 14 candidates, bank pressure 66; 15642 14 listings, 8 candidates, bank pressure 64; 15668 12 listings, 7 candidates, bank pressure 64 (Westmoreland, PA); 15666 8 listings, 8 candidates, bank pressure 65; 15601 6 listings, 3 candidates, bank pressure 66; 15062 5 listings, 0 candidates, bank pressure 66; 15650 5 listings, 2 candidates, bank pressure 66. Westmoreland, PA totals: 154 listings; Westmoreland, PA candidates 105; active ZIPs 29.
HUD assisted housing in Westmoreland, PA
15 assisted properties with 882 units sit in Westmoreland, PA; largest Westmoreland, PA properties: Holiday Acres (Latrobe) 150 units, 150 assisted; Hawksworth Gardens Ii (Greensburg) 138 units, 135 assisted; Citizens Plaza (New Kensington) 101 units, 100 assisted in Westmoreland, PA; Penn Towers (Greensburg) 97 units, 97 assisted; Rostraver Apts. (Belle Vernon) 96 units, 95 assisted; Valley Royal Court (New Kensington) 73 units, 71 assisted.
Lenders with branches in Westmoreland, PA
Westmoreland, PA lenders by branch count: Somerset Trust Co (Westmoreland, PA): stress 74, 17 branches low in Westmoreland, PA; First Commonwealth Bank (Westmoreland, PA): stress 54, 15 branches low in Westmoreland, PA; First Nb Of Pennsylvania (Westmoreland, PA): stress 55, 12 branches low in Westmoreland, PA; S&T Bank (Westmoreland, PA): stress 48, 10 branches low in Westmoreland, PA; Commercial Bank&Trust Of Pa (Westmoreland, PA): stress 78, 7 branches low in Westmoreland, PA; Dollar Bank Fsb (Westmoreland, PA): stress 77, 7 branches low in Westmoreland, PA; 1st Summit Bank (Westmoreland, PA): stress 87, 3 branches low in Westmoreland, PA; Cfsbank (Westmoreland, PA): stress 87, 2 branches low in Westmoreland, PA.
Vacancy and permits, Westmoreland, PA
13,833 of 168,812 Westmoreland, PA housing units are vacant; Westmoreland, PA permits, twelve months: 8 multifamily units in Westmoreland, PA, 368 one-to-four unit units.
Work Westmoreland, PA at the parcel level
Every Westmoreland, PA parcel carries owner and address; every Westmoreland, PA parcel carries APN; Westmoreland, PA distress scores sit on the Westmoreland, PA live board.
Westmoreland, PA figures refresh with each source.
Westmoreland, PA questions
Most distressed ZIP code in Westmoreland County, PA?
ZIP 15681 leads Westmoreland, PA at 27/100; next in Westmoreland, PA: 15717 at 27/100; the Westmoreland, PA average is 26/100.
Where does Westmoreland County, PA rank for investment opportunity?
Westmoreland, PA is #1,692 among all ranked counties, #25 in Pennsylvania; the Westmoreland, PA driver is construction; Westmoreland, PA moved up 338 places.
How many mortgages are delinquent in Westmoreland County, PA?
0.7% of Westmoreland, PA mortgages were ninety-plus days late in December 2025; the Westmoreland, PA peak since 2008 was 3.7%.
Which banks lend in Westmoreland County, PA?
8 watched lenders hold Westmoreland, PA branches; the largest Westmoreland, PA footprints are Somerset Trust Co (17), First Commonwealth Bank (15), First Nb Of Pennsylvania (12).
More on Westmoreland, PA
Westmoreland County, PA distress report: public-record figures for Westmoreland, PA; not legal advice for Westmoreland, PA; not tax or investment advice; verify every Westmoreland, PA record before acting.