ZIP 15638 Property Distress & Foreclosure Data

DLRadar grades ZIP 15638 (Westmoreland County, Pennsylvania) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The latent-versus-live split is 57/100 structural and 0/100 already moving.

The market reads peak — home values rose 4.7% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 15638 scores 53/100. About 0% have a four-year degree. The tenure split is 0% owner-occupied to 100% rented. The ZIP holds roughly 140 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 63.0% — elevated. About 34 people live here.

Net-net, 15638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
57/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 15638

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk88
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Westmoreland County

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Deterministic. Every signal traces to a public dataset · methodology