ZIP 15642 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 15642 (Westmoreland County, Pennsylvania) returns a low composite of 26/100. Structurally it carries 59/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (88/100)). Property-level stress concentrates in construction/permit lag (62/100), structural risk (59/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.

The peak-phase market in 15642 posted values that rose 2.7% over the year, and 16% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 46,727 with a median age of 45. The vacancy rate is 4.3%. There are about 20,192 housing units across 15642. Educational attainment sits at 41% bachelor's-or-above. Owners hold 85% of homes, renters 15%. Rent burden reaches 23% of tenant households. A median home runs $243,800 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 21/100. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $92,975 — above the roughly $78,000 national figure.

Overall, 15642 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 15642 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 15642 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 15642 stays directly comparable to neighboring ZIPs and the rest of Westmoreland County, Pennsylvania. 15642 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 15642 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 15642 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.