ZIP 15642 Property Distress & Foreclosure Data

DLRadar grades ZIP 15642 (Westmoreland County, Pennsylvania) at a low 25/100 for overall property distress. Structural exposure scores 58 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). Property-level stress concentrates in structural risk (58/100), construction/permit lag (56/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The peak-phase market in 15642 posted values that rose 4.7% over the year, and 16% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 46,727 with a median age of 45. Vacancy runs 4.3%. There are about 20,192 housing units across 15642. Around 41% of adults hold a bachelor's degree or higher. 85% of housing is owner-occupied. Rent burden reaches 23% of tenant households. The typical home is worth about $243,800 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 21/100. The poverty rate is 6.1% — low. At $92,975, median income runs above typical U.S. levels.

On balance 15642 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.