ZIP 15644 Foreclosure, Tax-Lien & Distress Report
Westmoreland County, Pennsylvania · Affordable market
Scored purely from public records, 15644 (Westmoreland County, Pennsylvania) returns a low composite of 26/100. Structural exposure scores 59 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 21% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
A median home runs $169,000 here, or 2.5 times local income. On demographic stress specifically, 15644 scores 26/100. Population is roughly 18,675 with a median age of 47. The vacancy rate is 7.9%. 77% of housing is owner-occupied. Median household income is $64,555, below the U.S. median near $78,000. About 28% have a four-year degree. Roughly 13.2% live below the poverty line. There are about 9,313 housing units across 15644. Rent burden reaches 36% of tenant households.
On balance 15644 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 15644 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 15644 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Westmoreland County, Pennsylvania and the nation. Where the public record is thin for 15644, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 15644 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 15644 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 15644
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 15644 by the numbers
The live 15644 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Built from public records, scored the same way everywhere · methodology