ZIP 15634 Foreclosure, Tax-Lien & Distress Report

In Westmoreland County, Pennsylvania, ZIP 15634 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The latent-versus-live split is 59/100 structural and 3/100 already moving.

The market reads peak — home values rose 2.7% year on year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $46,359, below the U.S. median near $78,000. The vacancy rate is 18.7% — elevated. Rent burden reaches 54% of tenant households. Around 25% of adults hold a bachelor's degree or higher. Roughly 9.1% live below the poverty line. Owners hold 65% of homes, renters 35%. On demographic stress specifically, 15634 scores 29/100. There are about 293 housing units across 15634. Population is roughly 471 with a median age of 39. Home values center near $104,800, an affordability ratio of 2.0× — accessible.

Taken together, 15634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 15634 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 15634 stays directly comparable to neighboring ZIPs and the rest of Westmoreland County, Pennsylvania. Sparse data for 15634 shows as blanks, never estimates, and the score updates on every fresh public filing.

15634's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 15634 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.