ZIP 15635 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 15635 (Westmoreland County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. The split runs 59/100 structural to 0/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $162,500. There are about 97 housing units across 15635. Owners hold 24% of homes, renters 76%. The demographic-stress sub-score lands at 43/100. 173 residents call 15635 home, typically aged 32. The vacancy rate is 0.0%. Roughly 44.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 26% of tenant households. Educational attainment sits at 0% bachelor's-or-above. At $31,083, median income runs below typical U.S. levels.

On the whole, 15635 leans distressed, with opportunity clustered in specific stressed parcels. While 15635 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 15635 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 15635, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 15635 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 15635 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.