ZIP 15637 Foreclosure, Tax-Lien & Distress Report

ZIP code 15637 in Westmoreland County, Pennsylvania carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 59/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). Property-level stress concentrates in construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.7% year on year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 16.5% — elevated. Home values center near $220,600, an affordability ratio of 3.7× — accessible. On demographic stress specifically, 15637 scores 30/100. There are about 807 housing units across 15637. About 1,889 people live here, median age 42. Around 33% of renters are cost-burdened. 84% of housing is owner-occupied. Educational attainment sits at 24% bachelor's-or-above. 12.8% of residents fall below the poverty threshold. Households earn a median $69,722 — near the roughly $78,000 national figure.

On the whole, 15637 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 15637's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 15637 shows blanks, not estimates, wherever the record is sparse.

Behind 15637's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 15637 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.