ZIP 15637 Foreclosure, Tax-Lien & Distress Report
Westmoreland County, Pennsylvania · High Vacancy market
ZIP code 15637 in Westmoreland County, Pennsylvania carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 60/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in construction/permit lag (65/100), structural risk (60/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).
The market reads peak — home values rose 2.7% year on year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 16.5% — elevated. Home values center near $220,600, an affordability ratio of 3.7× — accessible. On demographic stress specifically, 15637 scores 30/100. There are about 807 housing units across 15637. About 1,889 people live here, median age 42. Around 33% of renters are cost-burdened. 84% of housing is owner-occupied. Educational attainment sits at 24% bachelor's-or-above. 12.8% of residents fall below the poverty threshold. Households earn a median $69,722 — near the roughly $78,000 national figure.
On the whole, 15637 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 15637's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 15637 shows blanks, not estimates, wherever the record is sparse.
Behind 15637's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 15637 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 15637
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 15637 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 15637, the same set carried on every parcel.
Adjacent Westmoreland County ZIP reports
Nearest ZIP codes to 15637
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Westmoreland County, Pennsylvania
Additional distress intelligence spanning Westmoreland County, Pennsylvania by ZIP, county and state.
See every distressed parcel in 15637
See who owns each distressed property in 15637, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology