ZIP 15639 Foreclosure, Tax-Lien & Distress Report
Westmoreland County, Pennsylvania · Distress market
Scored purely from public records, 15639 (Westmoreland County, Pennsylvania) returns a low composite of 26/100. The latent-versus-live split is 59/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.
The peak-phase market in 15639 posted values that rose 2.7% over the year, and 51% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 7.2%. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. There are about 957 housing units across 15639. The demographic-stress sub-score lands at 24/100. Population is roughly 2,028 with a median age of 45. Educational attainment sits at 36% bachelor's-or-above. Home values center near $231,100, an affordability ratio of 2.6× — accessible. Households earn a median $77,354 — near the roughly $78,000 national figure. Owners hold 64% of homes, renters 36%. Around 22% of renters are cost-burdened.
On balance 15639 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 15639 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 15639's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 15639 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 26/100 for 15639 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 15639 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 15639
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
15639 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 15639, the same set carried on every parcel.
Other Westmoreland County ZIP codes
Keep exploring Pennsylvania distress
Additional distress intelligence spanning Westmoreland County, Pennsylvania by ZIP, county and state.
Get the full acquisition report for 15639
The full 15639 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology