ZIP 15616 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 15616 (Westmoreland County, Pennsylvania) returns a low composite of 26/100. What sets it apart are the readings on construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Latent structural risk is 59/100 while live distress already moving reads 3/100. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)).

The peak-phase market in 15616 posted values that rose 2.7% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 0.0%. The poverty rate is 0.0% — low. There are about 185 housing units across 15616. Population is roughly 433 with a median age of 62. Median household income is $113,363, above the U.S. median near $78,000. The typical home is worth about $318,100 (2.8× income, relatively affordable). Rent burden reaches 100% of tenant households. The demographic-stress sub-score lands at 32/100. About 13% have a four-year degree. Owners hold 96% of homes, renters 4%.

Overall, 15616 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 15616 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 15616 stays directly comparable to neighboring ZIPs and the rest of Westmoreland County, Pennsylvania. The score is rebuilt from public data as it updates, so 15616 reflects the current record instead of a stale or modeled snapshot.

The 26/100 for 15616 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 15616 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.