ZIP 15640 Property Distress & Foreclosure Data

ZIP code 15640 in Westmoreland County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 57/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). What sets it apart are the readings on structural risk (57/100), construction/permit lag (53/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 130 housing units across 15640. Median household income is $80,729, near the U.S. median near $78,000. 360 residents call 15640 home, typically aged 40. Rent burden reaches 63% of tenant households. Vacancy runs 0.0%. 39.2% of residents fall below the poverty threshold. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $106,100, an affordability ratio of 1.1× — accessible. Educational attainment sits at 13% bachelor's-or-above.

Taken together, 15640 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.