ZIP 15640 Foreclosure, Tax-Lien & Distress Report
Westmoreland County, Pennsylvania · High Poverty market
On DLRadar's 0-100 distress scale, ZIP 15640 in Westmoreland County, Pennsylvania comes in at 26, a low composite-distress reading. On the structural side it scores 60/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (88/100)). The pressure is most legible in construction/permit lag (65/100), structural risk (60/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).
The peak-phase market in 15640 posted values that rose 2.7% over the year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 130 housing units. At $80,729, median income runs near typical U.S. levels. Population is roughly 360 with a median age of 40. Rent burden reaches 63% of tenant households. The vacancy rate is 0.0%. Roughly 39.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 75% owner-occupied to 25% rented. The demographic-stress sub-score lands at 33/100. A median home runs $106,100 here, or 1.1 times local income. About 13% have a four-year degree.
Net-net, 15640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 15640 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 15640 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Westmoreland County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 15640, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
15640's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 15640 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 15640’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 15640 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 15640, the same set carried on every parcel.
Other Westmoreland County ZIP codes
Nearest ZIP codes to 15640
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Westmoreland County, Pennsylvania
Further distress data across Westmoreland County, Pennsylvania at ZIP, county and state level.
Open the complete 15640 acquisition file
Pull every distressed parcel in 15640 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology