ZIP 15632 Foreclosure, Tax-Lien & Distress Report

In Westmoreland County, Pennsylvania, ZIP 15632 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (60/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (88/100). On the structural side it scores 60/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 24% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 45% have a four-year degree. Population is roughly 8,886 with a median age of 47. At $94,157, median income runs above typical U.S. levels. Around 34% of renters are cost-burdened. Roughly 8.1% live below the poverty line. The typical home is worth about $291,400 (3.0× income, relatively affordable). On demographic stress specifically, 15632 scores 24/100. Vacancy runs 7.1%. 84% of housing is owner-occupied. There are about 3,862 housing units across 15632.

Overall, 15632 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 15632 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 15632 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 15632 stays directly comparable to neighboring ZIPs and the rest of Westmoreland County, Pennsylvania. 15632 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 15632 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 15632 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.