ZIP 15632 Property Distress & Foreclosure Data

In Westmoreland County, Pennsylvania, ZIP 15632 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). On the structural side it scores 57/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.7% year on year, and 24% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

About 45% have a four-year degree. About 8,886 people live here, median age 47. Households earn a median $94,157 — above the roughly $78,000 national figure. Around 34% of renters are cost-burdened. Roughly 8.1% live below the poverty line. A median home runs $291,400 here, or 3.0 times local income. On demographic stress specifically, 15632 scores 24/100. The vacancy rate is 7.1%. The tenure split is 84% owner-occupied to 16% rented. The ZIP holds roughly 3,862 housing units.

Net-net, 15632 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.