ZIP 15928 Property Distress & Foreclosure Data

Somerset County, Pennsylvania's ZIP 15928 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (11/100) stay muted. The latent-versus-live split is 48/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (64/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 7% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 20/100. The vacancy rate is 3.2%. Median household income is $90,156, above the U.S. median near $78,000. Around 28% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. Educational attainment sits at 32% bachelor's-or-above. 5.7% of residents fall below the poverty threshold. 2,241 residents call 15928 home, typically aged 56. Home values center near $227,900, an affordability ratio of 2.2× — accessible. The ZIP holds roughly 945 housing units.

On balance, 15928 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.