ZIP 15902 Foreclosure, Tax-Lien & Distress Report
Cambria County, Pennsylvania · High Vacancy market
ZIP code 15902 in Cambria County, Pennsylvania carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). mortgage stress (23/100) stay muted. On the structural side it scores 64/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100).
Prices here sit in a expansion phase: values rose 5.0% over the trailing year, 1.2% off the recent peak, and 41% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $42,163, below the U.S. median near $78,000. Around 29% of renters are cost-burdened. About 16% have a four-year degree. The vacancy rate is 19.2% — elevated. 26.5% of residents fall below the poverty threshold. On demographic stress specifically, 15902 scores 28/100. About 11,593 people live here, median age 41. The tenure split is 64% owner-occupied to 36% rented. A median home runs $65,100 here, or 1.4 times local income. The ZIP holds roughly 6,222 housing units.
On the whole, 15902 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 15902's 29/100 can be lined up against any neighbor in Cambria County, Pennsylvania or any ZIP coast to coast. 15902 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
15902's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 15902 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 15902
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 15902 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 15902, drawn from the same report attached to each property.
Cambria County ZIPs near 15902
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Deterministic scoring, sourced entirely from public data · methodology