ZIP 15537 Property Distress & Foreclosure Data

ZIP code 15537 in Bedford County, Pennsylvania carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (38/100), construction/permit lag (19/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100). On the structural side it scores 38/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (67/100)).

The expansion-phase market in 15537 posted values that rose 5.1% over the year, and 11% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 31/100. Population is roughly 8,272 with a median age of 48. The poverty rate is 11.8%. The ZIP holds roughly 3,895 housing units. The vacancy rate is 15.4% — elevated. Around 15% of adults hold a bachelor's degree or higher. At $58,300, median income runs below typical U.S. levels. The typical home is worth about $197,000 (2.9× income, relatively affordable). Around 48% of renters are cost-burdened. 74% of housing is owner-occupied.

On the whole, 15537 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.