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ZIP 15554 Foreclosure, Tax-Lien & Distress Report

Bedford County, Pennsylvania · High Poverty market

ZIP code 15554 in Bedford County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 3/100. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (67/100), flood (NFIP) exposure (67/100)).

The market reads expansion — home values rose 5.1% year on year, and 30% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $273,000 here, or 3.0 times local income. The poverty rate is 20.4% — high, a tax-stress and distress correlate. The ZIP holds roughly 1,255 housing units. Around 82% of renters are cost-burdened. About 2,298 people live here, median age 54. The vacancy rate is 7.7%. On demographic stress specifically, 15554 scores 36/100. At $62,602, median income runs below typical U.S. levels. 83% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher.

Net-net, 15554 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 15554 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 15554 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Bedford County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 15554 reflects the current record instead of a stale or modeled snapshot.

Behind 15554's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 15554 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
45/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 15554

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk67
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 15554 by the numbers

Current distress, phase, housing and lender-pressure figures for 15554, drawn from the same report attached to each property.

Loading ZIP 15554 stress data…

Other Bedford County ZIP codes

Related reports across Bedford County, Pennsylvania

Further distress data across Bedford County, Pennsylvania at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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