ZIP 21524 Foreclosure, Tax-Lien & Distress Report

ZIP code 21524 in Allegany County, Maryland carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100). Its standout signals are construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. Structural exposure scores 50 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.6% over the trailing year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 732 with a median age of 35. On demographic stress specifically, 21524 scores 29/100. The ZIP holds roughly 262 housing units. About 18% have a four-year degree. The vacancy rate is 1.9%. Rent burden reaches 32% of tenant households. A median home runs $158,500 here, or 1.9 times local income. At $73,661, median income runs near typical U.S. levels. The tenure split is 69% owner-occupied to 31% rented. Roughly 31.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 21524 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 21524 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 21524's 21/100 can be lined up against any neighbor in Allegany County, Maryland or any ZIP coast to coast. Sparse data for 21524 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 21524's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 21524 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.