ZIP 21557 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21557 (Allegany County, Maryland) returns a low composite of 21/100. Structurally it carries 50/100, against 3/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100).

The market reads peak — home values rose 1.6% year on year, and 28% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $33,646, below the U.S. median near $78,000. The poverty rate is 15.3%. 1,323 residents call 21557 home, typically aged 49. The vacancy rate is 14.2% — elevated. On demographic stress specifically, 21557 scores 27/100. 77% of housing is owner-occupied. The ZIP holds roughly 817 housing units. The typical home is worth about $123,300 (3.0× income, relatively affordable). About 24% have a four-year degree.

On the whole, 21557 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 21557 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 21557 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Allegany County, Maryland and the nation. Sparse data for 21557 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 for 21557 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 21557 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.