ZIP 21557 Property Distress & Foreclosure Data

Allegany County, Maryland's ZIP 21557 registers 15/100 composite distress, which DLRadar reads as low. Structural exposure scores 34 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in structural risk (34/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100).

The market reads peak — home values rose 2.8% year on year, and 28% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $33,646, median income runs below typical U.S. levels. The poverty rate is 15.3%. About 1,323 people live here, median age 49. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. 77% of housing is owner-occupied. There are about 817 housing units across 21557. The typical home is worth about $123,300 (3.0× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher.

Net-net, 21557 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
34/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 21557

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk55
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Allegany County

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Deterministic. Every signal traces to a public dataset · methodology