ZIP 21521 Foreclosure, Tax-Lien & Distress Report
Garrett County, Maryland · High Vacancy market
In Garrett County, Maryland, ZIP 21521 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. Its standout signals are structural risk (33/100), construction/permit lag (29/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (11/100) register low. Structurally it carries 33/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100).
The neutral-phase market in 21521 posted values that rose 3.9% over the year (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
There are about 656 housing units across 21521. Roughly 11.4% live below the poverty line. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. About 10% have a four-year degree. Rent burden reaches 59% of tenant households. On demographic stress specifically, 21521 scores 28/100. About 1,521 people live here, median age 54. Home values center near $107,500, an affordability ratio of 1.9× — accessible. At $69,758, median income runs near typical U.S. levels. Owners hold 94% of homes, renters 6%.
Net-net, 21521 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 21521 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21521 can be compared directly against any other ZIP in Garrett County, Maryland or nationwide. Sparse data for 21521 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 14/100 for 21521 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 21521 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 21521 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 21521 distress snapshot
The live 21521 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Garrett County
Nearest ZIP codes to 21521
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 21521
Keep going: ZIP, county and state distress coverage for Garrett County, Maryland.
Open the complete 21521 acquisition file
See who owns each distressed property in 21521, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology