ZIP 21538 Property Distress & Foreclosure Data

Composite property distress in 21538 (Garrett County, Maryland) lands at 11/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (29/100), structural risk (27/100), institutional ownership (18/100). structural risk (27/100) and institutional ownership (18/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100). The latent-versus-live split is 27/100 structural and 0/100 already moving.

Prices here sit in a peak phase: values rose 3.0% over the trailing year (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 0% of renters are cost-burdened. Roughly 7.6% live below the poverty line. About 9% have a four-year degree. Households earn a median $83,913 — near the roughly $78,000 national figure. 605 residents call 21538 home, typically aged 38. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 421 housing units. On demographic stress specifically, 21538 scores 21/100. The vacancy rate is 21.9% — elevated.

Taken together, 21538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.