Garrett County, MD: Foreclosures, Tax Liens & Distressed Properties

Garrett County, Maryland sits inside DLRadar's nationwide distress index, built entirely from public records. Bank/credit headwind for the county is 50 on a 0–100 scale, a moderate reading. 12 ZIP codes are tracked county-wide, averaging 12/100 distress. Individual Garrett County ZIPs score between 11 and 16 on the 0–100 composite.

The expansion-phase county posted home values that rose 5.3% over twelve months, at 38/100 phase confidence. Under a rising market, pockets of distress persist even as the headline looks strong.

With growth of +5.3% YoY (38/100 confidence), stressed pockets remain which speeds resale of distressed buys. A mid-cycle 50/100 lender reading implies mixed owner- and bank-driven distress.

Highest scores land in 21532 (16/100), 21521 (15/100), 21539 (15/100), 21562 (15/100), 21520 (11/100), 21523 (11/100); each opens to a full parcel breakdown. Coverage extends to 21531, 21536, 21538, 21541, 21550, 21561 among others.

Underneath the scores, Garrett County's scored ZIPs show a 13% poverty rate, an owner-occupied share of 80%, incomes around $62,937, a 24.3% vacancy rate, residents with a median age around 45.1, typical home values near $200,127. Read together, they set up who sells under pressure and how fast a deal moves.

Garrett County, Maryland's 12/100 average over 12 ZIPs says distress here is parcel-specific — work it parcel by parcel. Unlock Garrett County to see every parcel's owner, address and APN, a distress score plus a funding-to-closing path.

No county is too small to score: Garrett County, Maryland runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Garrett County's numbers mean exactly what they mean anywhere else in Maryland.

Read Garrett County, Maryland as a heat map for effort — the county's minimal composite of 12/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. The Garrett County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

At the ZIP level, the sharpest readings in Garrett County are 21532 (16/100), 21521 (15/100), 21539 (15/100), 21562 (15/100), 21520 (11/100), 21523 (11/100). DLRadar also scores 21531, 21536, 21538, 21541, 21550, 21561 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Garrett County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.