Garrett County, MD: Foreclosures, Tax Liens & Distressed Properties

Garrett County, MD, Maryland: 12 ZIP codes scored, Garrett County, MD averaging 12/100 (minimal, Garrett, MD), from 10 to 15. Garrett County, MD is in its expansion phase (Garrett, MD confidence 38/100): Garrett, MD home prices up 5.3% (Garrett, MD) over twelve months. Garrett County, MD lender headwind: 50/100.

Highest-scoring Garrett County, MD ZIPs: 21532 (15/100), 21562 (15/100), 21521 (14/100), 21539 (14/100), 21520 (10/100), 21523 (10/100). Also scored in Garrett County, MD: 21531, 21536, 21538, 21541, 21550, 21561.

Across Garrett County, MD's scored ZIPs: median home value $200,127, household income $62,937, 24.3% vacancy, 13.0% poverty, 80% owner-occupied, median age 45.1.

Garrett County, MD insurance distress 26/100 (#1,859 in the US); FEMA hazard 0/100 for Garrett, MD; 2 federal disaster declarations in Garrett County, MD since 2023; 5 Garrett, MD NFIP flood claims, $136K paid; Garrett, MD construction distress 24/100.

6 banks with 11 branches lend in Garrett County, MD; Garrett, MD weighted bank stress 60/100, highest 74/100 in Garrett, MD.

Garrett County, MD unemployment 3.7% (Garrett, MD -2.0 pts, six months); 144 new housing units permitted in Garrett County, MD over twelve months, Garrett, MD up 27% from 113; Garrett, MD home prices +11.4% a year (Garrett, MD) over three years.

18,642 housing units in Garrett County, MD; 2,385 Garrett, MD renter households; 24% of Garrett, MD renters spend 30%+ of income on rent, 11% (Garrett, MD) half or more.

Garrett County, MD ranks #880 nationally on the opportunity index (Garrett, MD, among all ranked counties); Garrett, MD scores 31.7/100 and Garrett, MD sits #4 inside Maryland. Garrett, MD is in the watchlist opportunity phase; Garrett, MD's primary driver is vacancy, Garrett, MD second driver bank institutional; Garrett, MD moved up 661 places. 19 short-sale listings across Garrett, MD; 71 days on market observed in Garrett, MD; 25.0% vacancy over 12 Garrett, MD ZIPs.

No CFPB county sample covers Garrett County, MD. The state reading for Garrett, MD: 1.1% ninety-plus days late; Garrett, MD's thirty-to-eighty-nine share is 2.3% (Garrett, MD, December 2025 data).

Garrett County, MD has 1 watched bank; 1 Garrett, MD bank sits in an elevated band. Garrett, MD footprints: First United Bank&Trust (5 branches, stress 63) in Garrett, MD.

HUD lists 2 assisted multifamily properties in Garrett County, MD with 25 units; 24 Garrett, MD units are assisted, 2 Garrett, MD properties under project-based Section 8.

6,064 of the 18,642 housing units in Garrett, MD sit vacant. Garrett County, MD permitted 0 multifamily units in twelve months; Garrett, MD's one-to-four unit structures added 144 units in Garrett County, MD.