ZIP 21561 Foreclosure, Tax-Lien & Distress Report
Garrett County, Maryland · High Vacancy market
In Garrett County, Maryland, ZIP 21561 scores 10 of 100 for composite distress, a minimal level on DLRadar's distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100). Structural risk reads 25/100 against active distress of 4/100. The sharpest non-environmental signals are structural risk (25/100), construction/permit lag (23/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (13/100) register low.
Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 1% lower over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 35% have a four-year degree. 91% of housing is owner-occupied. Population is roughly 2,662 with a median age of 56. Around 0% of renters are cost-burdened. The poverty rate is 8.8%. The typical home is worth about $328,700 (4.0× income). At $71,964, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 52.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,560 housing units.
On the whole, 21561 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 21561 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 21561 runs through one identical scoring model, so its 10/100 sits on the same scale as every other ZIP in Garrett County, Maryland and the nation. Where the record is thin for 21561, the field stays empty rather than modeled, and fills in as new documents post.
21561's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 21561 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 21561
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
21561 at a glance
The live 21561 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Garrett County ZIPs near 21561
Nearest ZIP codes to 21561
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maryland distress
Keep going: ZIP, county and state distress coverage for Garrett County, Maryland.
Get the full acquisition report for 21561
See who owns each distressed property in 21561, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology