ZIP 21561 Foreclosure, Tax-Lien & Distress Report

In Garrett County, Maryland, ZIP 21561 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100). Structural risk reads 28/100 against active distress of 4/100. The sharpest non-environmental signals are construction/permit lag (33/100), structural risk (28/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (13/100) register low.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 1% lower over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 35% have a four-year degree. 91% of housing is owner-occupied. Population is roughly 2,662 with a median age of 56. Around 0% of renters are cost-burdened. The poverty rate is 8.8%. The typical home is worth about $328,700 (4.0× income). At $71,964, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 52.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,560 housing units.

On the whole, 21561 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 21561 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 21561 runs through one identical public-record model, so its 11/100 sits on the same scale as every other ZIP in Garrett County, Maryland and the nation. Where the public record is thin for 21561, the field stays empty rather than modeled, and fills in as new documents post.

21561's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 21561 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.