ZIP 21561 Property Distress & Foreclosure Data

Garrett County, Maryland's ZIP 21561 registers 11/100 composite distress, which DLRadar reads as minimal. Environmental exposure also runs high (flood (NFIP) exposure (78/100)). On the structural side it scores 27/100, with 4/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (29/100), structural risk (27/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (13/100).

The peak-phase market in 21561 posted values that rose 3.0% over the year, and 1% lower over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 35% bachelor's-or-above. Owners hold 91% of homes, renters 9%. Population is roughly 2,662 with a median age of 56. Around 0% of renters are cost-burdened. 8.8% of residents fall below the poverty threshold. Home values center near $328,700, an affordability ratio of 4.0×. Median household income is $71,964, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 52.3% — elevated. The ZIP holds roughly 2,560 housing units.

On the whole, 21561 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.