ZIP 21541 Property Distress & Foreclosure Data

DLRadar grades ZIP 21541 (Garrett County, Maryland) at a minimal 11/100 for overall property distress. Property-level stress concentrates in construction/permit lag (29/100), structural risk (27/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (13/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100). The latent-versus-live split is 27/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 9% higher over three years (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 16% of renters are cost-burdened. On demographic stress specifically, 21541 scores 31/100. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. About 35% have a four-year degree. Households earn a median $65,347 — below the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. A median home runs $342,500 here, or 3.8 times local income. 1,147 residents call 21541 home, typically aged 54. The ZIP holds roughly 1,929 housing units. The vacancy rate is 68.1% — elevated.

Taken together, 21541 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.