ZIP 21523 Property Distress & Foreclosure Data

DLRadar grades ZIP 21523 (Garrett County, Maryland) at a minimal 11/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100). The latent-versus-live split is 27/100 structural and 4/100 already moving. Property-level stress concentrates in construction/permit lag (29/100), structural risk (27/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (13/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 60 housing units. Roughly 9.1% live below the poverty line. A median home runs $98,100 here, or 1.5 times local income. Around 0% of renters are cost-burdened. About 33% have a four-year degree. 165 residents call 21523 home, typically aged 38. Households earn a median $70,347 — near the roughly $78,000 national figure. On demographic stress specifically, 21523 scores 15/100. The vacancy rate is 0.0%. The tenure split is 88% owner-occupied to 12% rented.

Overall, 21523 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.