ZIP 21540 Property Distress & Foreclosure Data

In Allegany County, Maryland, ZIP 21540 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 34/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (92/100)). Its standout signals are structural risk (34/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).

The peak-phase market in 21540 posted values that rose 2.8% over the year, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $51,000, an affordability ratio of 0.7× — accessible. There are about 47 housing units across 21540. Population is roughly 93 with a median age of 44. DLRadar's demographic-stress index for the area reads 17/100. Owners hold 81% of homes, renters 19%. Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. 5.4% of residents fall below the poverty threshold. Median household income is $73,125, near the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above.

On the whole, 21540 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.