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Allegany County, MD: Foreclosures, Tax Liens & Distressed Properties

Allegany County, MD, Maryland: 16 ZIP codes scored, Allegany County, MD averaging 19/100 (low, Allegany, MD), from 14 to 21. Allegany County, MD is in its peak phase (Allegany, MD confidence 20/100): Allegany, MD home prices up 1.6% (Allegany, MD) over twelve months. Allegany County, MD lender headwind: 49/100.

Highest-scoring Allegany County, MD ZIPs: 21502 (21/100), 21524 (21/100), 21529 (21/100), 21530 (21/100), 21540 (21/100), 21542 (21/100). Also scored in Allegany County, MD: 21543, 21545, 21555, 21557, 21560, 21766, 21532, 21562, 21521, 21539.

Across Allegany County, MD's scored ZIPs: median home value $147,573, household income $58,398, 19.4% vacancy, 16.5% poverty, 74% owner-occupied, median age 44.1.

Allegany County, MD insurance distress 32/100 (#1,572 in the US); FEMA hazard 0/100 for Allegany, MD; 2 federal disaster declarations in Allegany County, MD since 2023; 36 Allegany, MD NFIP flood claims, $1.9M paid; Allegany, MD construction distress 57/100.

5 banks with 13 branches lend in Allegany County, MD; Allegany, MD weighted bank stress 63/100, highest 77/100 in Allegany, MD.

Allegany County, MD unemployment 5.1% (Allegany, MD -2.0 pts, six months); 32 new housing units permitted in Allegany County, MD over twelve months, Allegany, MD down 11% from 36; Allegany, MD home prices +9.4% a year (Allegany, MD) over three years.

32,720 housing units in Allegany County, MD; 8,142 Allegany, MD renter households; 41% of Allegany, MD renters spend 30%+ of income on rent, 18% (Allegany, MD) half or more.

Allegany County, MD ranks #431 nationally on the opportunity index (Allegany, MD, among all ranked counties); Allegany, MD scores 33.8/100 and Allegany, MD sits #1 inside Maryland. Allegany, MD is in the peak_opportunity opportunity phase; Allegany, MD's primary driver is vacancy, Allegany, MD second driver bank institutional; Allegany, MD moved up 403 places. 9 short-sale listings across Allegany, MD; 81 days on market observed in Allegany, MD; 15.8% vacancy over 16 Allegany, MD ZIPs.

No CFPB county sample covers Allegany County, MD. The state reading for Allegany, MD: 1.1% ninety-plus days late; Allegany, MD's thirty-to-eighty-nine share is 2.3% (Allegany, MD, December 2025 data).

Allegany County, MD has 1 watched bank; 1 Allegany, MD bank sits in an elevated band. Allegany, MD footprints: First United Bank&Trust (2 branches, stress 63) in Allegany, MD.

HUD lists 4 assisted multifamily properties in Allegany County, MD with 356 units; 321 Allegany, MD units are assisted, 4 Allegany, MD properties under project-based Section 8.

5,338 of the 32,720 housing units in Allegany, MD sit vacant. Allegany County, MD permitted 0 multifamily units in twelve months; Allegany, MD's one-to-four unit structures added 32 units in Allegany County, MD.

Peak
Market phase
1.6%
Allegany, MD HPI YoY
0%
Drawdown
20
Allegany confidence

Allegany County ZIPs ranked by distress

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