ZIP 21555 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21555 (Allegany County, Maryland) at a low 21/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (92/100)). Its heaviest discrete signals: construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). On the structural side it scores 50/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 1.6% over the trailing year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 49/100. Owners hold 77% of homes, renters 23%. Around 91% of renters are cost-burdened. The ZIP holds roughly 831 housing units. Home values center near $197,700. 26.1% of residents fall below the poverty threshold. Educational attainment sits at 8% bachelor's-or-above. 1,577 residents call 21555 home, typically aged 42. Vacancy runs 32.8%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 21555 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 21555 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 21555's 21/100 can be lined up against any neighbor in Allegany County, Maryland or any ZIP coast to coast. Where the public record is thin for 21555, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 21555 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 21555 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.