ZIP 21532 Property Distress & Foreclosure Data

DLRadar grades ZIP 21532 (Allegany County, Maryland) at a minimal 14/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100). On the structural side it scores 34/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (34/100), construction/permit lag (23/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 25% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 13.8% — elevated. 13,123 residents call 21532 home, typically aged 33. Households earn a median $60,158 — below the roughly $78,000 national figure. The ZIP holds roughly 6,316 housing units. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 66% owner-occupied to 34% rented. Around 41% of renters are cost-burdened. On demographic stress specifically, 21532 scores 30/100. About 33% have a four-year degree. A median home runs $182,400 here, or 2.9 times local income.

Taken together, 21532 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.