ZIP 21532 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 21532 in Allegany County, Maryland comes in at 16, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (86/100)). The latent-versus-live split is 38/100 structural and 3/100 already moving. Its heaviest discrete signals: construction/permit lag (41/100), structural risk (38/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (11/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 25% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 13,123 with a median age of 33. Median household income is $60,158, below the U.S. median near $78,000. The ZIP holds roughly 6,316 housing units. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 66% of homes, renters 34%. Rent burden reaches 41% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. Around 33% of adults hold a bachelor's degree or higher. The typical home is worth about $182,400 (2.9× income, relatively affordable).

On the whole, 21532 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 21532 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 21532 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Allegany County, Maryland and the nation. 21532 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

21532's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 21532 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.