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ZIP 21532 Foreclosure, Tax-Lien & Distress Report

Allegany County, Maryland · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 21532 in Allegany County, Maryland comes in at 15, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (85/100)). The latent-versus-live split is 36/100 structural and 3/100 already moving. Its heaviest discrete signals: structural risk (36/100), construction/permit lag (33/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (11/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 25% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 13,123 with a median age of 33. Median household income is $60,158, below the U.S. median near $78,000. The ZIP holds roughly 6,316 housing units. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 66% of homes, renters 34%. Rent burden reaches 41% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. Around 33% of adults hold a bachelor's degree or higher. The typical home is worth about $182,400 (2.9× income, relatively affordable).

On the whole, 21532 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 21532 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 21532 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Allegany County, Maryland and the nation. 21532 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

21532's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 21532 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
36/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 21532

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk37
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

21532 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Allegany County ZIPs near 21532

Nearest ZIP codes to 21532

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

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