ZIP 21530 Property Distress & Foreclosure Data

ZIP code 21530 in Allegany County, Maryland carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100). The latent-versus-live split is 34/100 structural and 3/100 already moving. What sets it apart are the readings on structural risk (34/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 2.8% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

At $63,904, median income runs below typical U.S. levels. Around 0% of renters are cost-burdened. 81% of housing is owner-occupied. The vacancy rate is 24.7% — elevated. The poverty rate is 6.5% — low. The demographic-stress sub-score lands at 23/100. Around 22% of adults hold a bachelor's degree or higher. About 1,481 people live here, median age 54. The typical home is worth about $202,400 (3.0× income, relatively affordable). The ZIP holds roughly 940 housing units.

Net-net, 21530 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.