ZIP 21530 Foreclosure, Tax-Lien & Distress Report
Allegany County, Maryland · High Vacancy market
Composite property distress in 21530 (Allegany County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100). Latent structural risk is 50/100 while live distress already moving reads 3/100. The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.
Prices here sit in a peak phase: values rose 1.6% over the trailing year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $63,904, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. 6.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 23/100. Around 22% of adults hold a bachelor's degree or higher. About 1,481 people live here, median age 54. A median home runs $202,400 here, or 3.0 times local income. The ZIP holds roughly 940 housing units.
Net-net, 21530 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 21530 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 21530 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 21530 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 21/100 for 21530 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 21530 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 21530
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 21530 by the numbers
Current distress, phase, housing and lender-pressure figures for 21530, drawn from the same report attached to each property.
Adjacent Allegany County ZIP reports
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Further distress data across Allegany County, Maryland at ZIP, county and state level.
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