Maryland Foreclosures, Tax Liens & Distressed Properties

DLRadar reads Maryland from the parcel up: foreclosure, tax, mortgage and lender records rolled into one score per ZIP. Phase-wise, Maryland counties run 19 peak, 3 expansion, 2 contraction. The dominant market phase statewide is peak (avg HPI +2.1% YoY). 24 counties and 477 ZIPs are tracked statewide, averaging 22/100.

Among the hardest-hit are Cecil County, Frederick County, Garrett County, Allegany County, Queen Anne's County.

The most-distressed Maryland ZIP codes are 21201 (30/100), 21202 (30/100), 21205 (30/100), 21211 (30/100), 21213 (30/100).

Distress and market phase, county by county in Maryland:

Allegany County: peak, up 1.6% on the year, headwind 49/100. Anne Arundel County is peak (values rising 2.2%, lender pressure 47/100). Baltimore County: peak, values rising 2.2%, bank stress 38/100. Calvert County reads contraction — homes -0.8% YoY, lender pressure 47/100. Caroline County — expansion, values rising 5.3%, a 38/100 lender reading. Carroll County sits in peak, homes +2.2% YoY, a 47/100 lender reading. Cecil County: peak, appreciation near 1.6%, headwind 54/100.

Charles County reads peak — homes +1.6% YoY, lender pressure 44/100. Dorchester County is peak (values rising 1.6%). In Frederick County, peak: values rising 1.6%, lender pressure 51/100. Garrett County reads expansion — appreciation near 5.3%, bank stress 50/100. Harford County sits in peak, prices up 2.2%, bank stress 42/100. Howard County — peak, up 2.2% on the year, bank stress 39/100. Kent County reads expansion — up 5.3% on the year.

In Montgomery County, peak: values rising 1.6%, lender pressure 46/100. DLRadar reads Prince George's County as peak — appreciation near 1.6%, bank stress 46/100. Queen Anne's County is peak (up 2.2% on the year, lender pressure 48/100). Somerset County: peak, up 2.7% on the year, down 1.3% from its high, lender pressure 30/100. St. Mary's County sits in contraction, prices down 0.8%, bank stress 46/100. Talbot County sits in peak, appreciation near 1.6%, lender pressure 16/100. Washington County: peak, little price movement, 2.9% off peak, headwind 47/100.

In Wicomico County, peak: homes +2.7% YoY, down 1.3% from its high, headwind 24/100. DLRadar reads Worcester County as peak — values rising 1.6%, lender pressure 30/100.

All Maryland readings here are built only from verifiable public records — foreclosure filings, mortgage and tax stress, liens, bank exposure and climate risk — aggregated parcel-to-ZIP-to-county. Given the peak tilt statewide, what matters is where Maryland counties and ZIPs deviate, not the average itself.

Pick a Maryland county to go deeper, or drill straight to a ZIP report. Subscribers get each distressed Maryland property's owner, mailing address, APN, a distress score, lender exposure and exit-velocity read.

Regardless of Maryland's statewide average, every county and ZIP is scored the same deterministic way — court and recorder filings, FHFA price data and FDIC lender stress — so a Maryland county can be weighed against any market in the country on equal footing. Nothing is interpolated: Maryland scores rebuild from public records as they post, and re-scores as new records post.

Within Maryland, Cecil County, Frederick County, Garrett County, Allegany County, Queen Anne's County lead the ranking , and at ZIP level 21201 (30/100), 21202 (30/100), 21205 (30/100), 21211 (30/100), 21213 (30/100) score highest.

Under every Maryland score sit several layers — foreclosure, tax-lien, mortgage and bank-stress signals scored separately so two markets with the same total can differ sharply underneath.

However large or small Maryland is, the acquisition path holds: start at the county with the sharpest reading, drill to its highest-scoring ZIPs, then to the individual parcels behind those scores , with DLRadar handling scoring, funding and closing from there.

As the scoring is fully auditable, a Maryland score can be traced back to the exact filings behind it — foreclosure dockets, tax rolls, recorded liens, FHFA price series and FDIC call reports — which is what makes the Maryland data defensible to cite.