Montgomery County, MD: Foreclosures, Tax Liens & Distressed Properties

For Montgomery County, Maryland, DLRadar turns county and parcel public records into a single distress score per ZIP. Across its ZIPs, composite distress spans 20 to 27 out of 100. County-level credit and bank headwind reads 46/100. There are 53 scored ZIPs in the county (mean composite 20/100).

Currently peak, Montgomery County saw prices rise 1.6% year over year, at 20/100 phase confidence. With pricing topped out, distress turns selective with opportunity concentrated by ZIP.

Montgomery County's topped-out +1.6% YoY (20/100 confidence) means the wins are surgical — target the few ZIPs carrying distress. A moderate 46/100 lender headwind implies both signal sets in play here.

Distress concentrates in ZIP 20777 (27/100), ZIP 21797 (26/100), ZIP 20705 (25/100), ZIP 20707 (25/100), ZIP 21771 (24/100), ZIP 20812 (20/100) — drill into any for the parcel-level read. Also scored across the county: 20814, 20815, 20816, 20817, 20818, 20832, 20837, 20838, 20839, 20841.

Demographically, the Montgomery County ZIPs on file run 3.9% of units sitting vacant, 73% of homes owner-occupied, home values averaging roughly $722,478, above the US, a median age of 42.8, a 5.6% poverty rate, a median household income near $136,415 (above the US norm). Taken together, they drive the kind of distress to expect and the buyer pool on exit.

Net of it all, 20/100 over 53 ZIPs means Montgomery County is a screen-by-ZIP market — work it parcel by parcel. Subscribers get each Montgomery County parcel's owner and contact detail, APN, scoring, lienholder detail and an estimated exit speed.

Because Montgomery County, Maryland is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Montgomery County against neighboring markets or the rest of Maryland on equal footing.

For anyone buying in Montgomery County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 27/100. What supports the Montgomery County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

At the ZIP level, the sharpest readings in Montgomery County are 20777 (27/100), 21797 (26/100), 20705 (25/100), 20707 (25/100), 21771 (24/100), 20812 (20/100). DLRadar also scores 20814, 20815, 20816, 20817, 20818, 20832, 20837, 20838 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Montgomery County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.