Montgomery County, MD: Foreclosures, Tax Liens & Distressed Properties

Montgomery County, MD, Maryland: 53 ZIP codes scored, Montgomery County, MD averaging 20/100 (low, Montgomery, MD), from 19 to 27. Montgomery County, MD is in its peak phase (Montgomery, MD confidence 20/100): Montgomery, MD home prices up 1.6% (Montgomery, MD) over twelve months. Montgomery County, MD lender headwind: 46/100.

Highest-scoring Montgomery County, MD ZIPs: 20777 (27/100), 20705 (26/100), 21797 (26/100), 20707 (25/100), 21771 (23/100), 20812 (20/100). Also scored in Montgomery County, MD: 20814, 20815, 20816, 20817, 20818, 20832, 20837, 20838, 20839, 20841.

Across Montgomery County, MD's scored ZIPs: median home value $722,478, household income $136,415, 3.9% vacancy, 5.6% poverty, 73% owner-occupied, median age 42.8.

Montgomery County, MD insurance distress 27/100 (#1,692 in the US); FEMA hazard 0/100 for Montgomery, MD; 2 federal disaster declarations in Montgomery County, MD since 2023; 30 Montgomery, MD NFIP flood claims, $347K paid.

29 banks with 217 branches lend in Montgomery County, MD; Montgomery, MD weighted bank stress 59/100, highest 84/100 in Montgomery, MD.

Montgomery County, MD unemployment 3.5% (Montgomery, MD -1.1 pts, six months); 2,836 new housing units permitted in Montgomery County, MD over twelve months, Montgomery, MD up 166% from 1,066; Montgomery, MD home prices +7.1% a year (Montgomery, MD) over three years.

406,531 housing units in Montgomery County, MD; 134,433 Montgomery, MD renter households; 49% of Montgomery, MD renters spend 30%+ of income on rent, 24% (Montgomery, MD) half or more.

Montgomery County, MD ranks #3,178 nationally on the opportunity index (Montgomery, MD, among all ranked counties); Montgomery, MD scores 20.7/100 and Montgomery, MD sits #24 inside Maryland. Montgomery, MD is in the weak opportunity phase; Montgomery, MD's primary driver is bank institutional, Montgomery, MD second driver listings discount; Montgomery, MD moved up 8 places. 147 short-sale listings across Montgomery, MD; 94 days on market observed in Montgomery, MD; 4.1% vacancy over 53 Montgomery, MD ZIPs.

0.4% of Montgomery County, MD mortgages were ninety-plus days late in December 2025; Montgomery, MD's thirty-to-eighty-nine-day share was 1.0% (CFPB county sample). Montgomery, MD's ninety-day rate is down 0.1 points on twelve months earlier; the Montgomery, MD peak since 2008 was 4.4% in November 2009; Maryland overall reads 1.1%.

Montgomery County, MD has 5 watched banks; 5 Montgomery, MD banks sit in an elevated band. Montgomery, MD footprints: Eaglebank (7 branches, stress 72) in Montgomery, MD; Forbright Bank (4 branches, stress 70) in Montgomery, MD; Presidential Bank Fsb (3 branches, stress 84) in Montgomery, MD.

HUD lists 117 assisted multifamily properties in Montgomery County, MD with 13,360 units; 2,621 Montgomery, MD units are assisted, 23 Montgomery, MD properties under project-based Section 8.

17,321 of the 406,531 housing units in Montgomery, MD sit vacant. Montgomery County, MD permitted 2,075 multifamily units in twelve months; Montgomery, MD's one-to-four unit structures added 761 units in Montgomery County, MD.