ZIP 21771 Foreclosure, Tax-Lien & Distress Report
Frederick County, Maryland · Distress market
ZIP code 21771 in Frederick County, Maryland carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 52/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (52/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (76/100), flood (NFIP) exposure (63/100)).
The peak-phase market in 21771 posted values that rose 1.8% over the year, and 16% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
32,827 residents call 21771 home, typically aged 41. The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 11,758 housing units. 93% of housing is owner-occupied. The vacancy rate is 4.6%. About 46% have a four-year degree. Rent burden reaches 31% of tenant households. 3.5% of residents fall below the poverty threshold. Home values center near $556,200, an affordability ratio of 3.4× — accessible. Households earn a median $154,844 — above the roughly $78,000 national figure.
Overall, 21771 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 21771 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 21771 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 21771 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. 21771 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 for 21771 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 21771 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 21771
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 21771 Stress Report snapshot
A live read on 21771: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Open the complete 21771 acquisition file
Every distressed parcel in 21771 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology