ZIP 21771 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21771 (Frederick County, Maryland) at a low 24/100 for overall property distress. Structural risk reads 55/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (79/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (76/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 21771 posted values that rose 2.8% over the year, and 16% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 32,827 with a median age of 41. DLRadar's demographic-stress index for the area reads 23/100. There are about 11,758 housing units across 21771. Owners hold 93% of homes, renters 7%. Vacancy runs 4.6%. Educational attainment sits at 46% bachelor's-or-above. Rent burden reaches 31% of tenant households. 3.5% of residents fall below the poverty threshold. Home values center near $556,200, an affordability ratio of 3.4× — accessible. Median household income is $154,844, above the U.S. median near $78,000.

Broadly, 21771 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.