ZIP 21754 Foreclosure, Tax-Lien & Distress Report

ZIP 21754's composite property-distress score is 25/100 - DLRadar classes that as low for Frederick County, Maryland. Its heaviest discrete signals: construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structurally it carries 57/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (63/100)).

The peak-phase market in 21754 posted values that rose 1.6% over the year, and 15% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $647,300 (3.5× income, relatively affordable). Vacancy runs 0.8%. Median household income is $179,797, above the U.S. median near $78,000. About 7,439 people live here, median age 41. 2.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 21/100. Rent burden reaches 29% of tenant households. Owners hold 96% of homes, renters 4%. About 57% have a four-year degree. The ZIP holds roughly 2,688 housing units.

Overall, 21754 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 21754 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 21754's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 21754 reflects the current record instead of a stale or modeled snapshot.

21754's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 21754 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.