ZIP 20871 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 20871 in Montgomery County, Maryland comes in at 19, a low composite-distress reading. The split runs 43/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (80/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 6% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 9,405 housing units. The vacancy rate is 1.7%. The typical home is worth about $668,800 (3.5× income, relatively affordable). Households earn a median $177,120 — above the roughly $78,000 national figure. Around 68% of adults hold a bachelor's degree or higher. On demographic stress specifically, 20871 scores 23/100. The tenure split is 87% owner-occupied to 13% rented. Around 32% of renters are cost-burdened. Population is roughly 28,329 with a median age of 38. The poverty rate is 4.5% — low.

On balance 20871 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 20871 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 20871 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Montgomery County, Maryland and the nation. The score is rebuilt from public data as it updates, so 20871 reflects the current record instead of a stale or modeled snapshot.

20871's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 20871 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.