ZIP 20815 Property Distress & Foreclosure Data

ZIP code 20815 in Montgomery County, Maryland carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 68/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 14% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 6.9%. On demographic stress specifically, 20815 scores 32/100. A median home runs $1,294,200 here, or 6.2 times local income. The tenure split is 66% owner-occupied to 34% rented. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 42% of tenant households. 31,269 residents call 20815 home, typically aged 47. There are about 14,039 housing units across 20815. About 85% have a four-year degree. Households earn a median $198,243 — above the roughly $78,000 national figure.

Overall, 20815 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.