ZIP 20832 Property Distress & Foreclosure Data

Montgomery County, Maryland's ZIP 20832 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). On the structural side it scores 68/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The peak-phase market in 20832 posted values that rose 2.8% over the year, and 12% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $166,892, above the U.S. median near $78,000. 3.8% of residents fall below the poverty threshold. Educational attainment sits at 64% bachelor's-or-above. Around 45% of renters are cost-burdened. The ZIP holds roughly 8,582 housing units. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 25,766 with a median age of 41. The vacancy rate is 1.8%. Home values center near $627,000, an affordability ratio of 3.6× — accessible. Owners hold 86% of homes, renters 14%.

On balance 20832 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.