ZIP 20832 Foreclosure, Tax-Lien & Distress Report

In Montgomery County, Maryland, ZIP 20832 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). Structurally it carries 43/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The peak-phase market in 20832 posted values that rose 1.6% over the year, and 12% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $166,892 — above the roughly $78,000 national figure. 3.8% of residents fall below the poverty threshold. About 64% have a four-year degree. Rent burden reaches 45% of tenant households. There are about 8,582 housing units across 20832. The demographic-stress sub-score lands at 25/100. Population is roughly 25,766 with a median age of 41. Vacancy runs 1.8%. The typical home is worth about $627,000 (3.6× income, relatively affordable). The tenure split is 86% owner-occupied to 14% rented.

Overall, 20832 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 20832 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 20832 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20832 can be compared directly against any other ZIP in Montgomery County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 20832 shows blanks, not estimates, wherever the record is sparse.

The 20/100 for 20832 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 20832 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.