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ZIP 20860 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Maryland · Distress market

DLRadar grades ZIP 20860 (Montgomery County, Maryland) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (80/100). What sets it apart are the readings on structural risk (43/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) register low. The latent-versus-live split is 43/100 structural and 0/100 already moving.

The market reads peak — home values rose 1.6% year on year, and 33% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Home values center near $654,200. Rent burden reaches 53% of tenant households. 2,062 residents call 20860 home, typically aged 50. Vacancy runs 10.6%. 86% of housing is owner-occupied. 1.0% of residents fall below the poverty threshold. The ZIP holds roughly 798 housing units. About 51% have a four-year degree. The demographic-stress sub-score lands at 46/100.

Net-net, 20860 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 20860 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 20860 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Montgomery County, Maryland and the nation. Every figure is auditable to a public dataset and refreshed as records update; 20860 shows blanks, not estimates, wherever the record is sparse.

20860's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 20860 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
43/100
Structural risk
0/100
Distress activity

What is driving ZIP 20860’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk92
Another 9 scored dimensions sit behind 20860

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 20860 by the numbers

Current distress, phase, housing and lender-pressure figures for 20860, drawn from the same report attached to each property.

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Unlock the full ZIP 20860 acquisition report

See who owns each distressed property in 20860, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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