ZIP 20860 Property Distress & Foreclosure Data

ZIP code 20860 in Montgomery County, Maryland carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) stay muted. Structural exposure scores 68 and live distress 0 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 33% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $654,200 here. Rent burden reaches 53% of tenant households. 2,062 residents call 20860 home, typically aged 50. Vacancy runs 10.6%. The tenure split is 86% owner-occupied to 14% rented. Roughly 1.0% live below the poverty line, a low share typical of higher-equity areas. There are about 798 housing units across 20860. About 51% have a four-year degree. On demographic stress specifically, 20860 scores 23/100.

Overall, 20860 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.