ZIP 20860 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 20860 (Montgomery County, Maryland) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). What sets it apart are the readings on structural risk (43/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) register low. The latent-versus-live split is 43/100 structural and 0/100 already moving.

The market reads peak — home values rose 1.6% year on year, and 33% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Home values center near $654,200. Rent burden reaches 53% of tenant households. 2,062 residents call 20860 home, typically aged 50. Vacancy runs 10.6%. 86% of housing is owner-occupied. 1.0% of residents fall below the poverty threshold. The ZIP holds roughly 798 housing units. About 51% have a four-year degree. The demographic-stress sub-score lands at 23/100.

Net-net, 20860 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 20860 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 20860 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Montgomery County, Maryland and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 20860 shows blanks, not estimates, wherever the record is sparse.

20860's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 20860 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.