ZIP 20872 Property Distress & Foreclosure Data

Composite property distress in 20872 (Montgomery County, Maryland) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). On the structural side it scores 68/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 15% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 89% owner-occupied to 11% rented. 13,138 residents call 20872 home, typically aged 41. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. Around 37% of renters are cost-burdened. The vacancy rate is 4.6%. On demographic stress specifically, 20872 scores 25/100. Households earn a median $132,804 — above the roughly $78,000 national figure. A median home runs $504,300 here, or 3.6 times local income. About 47% have a four-year degree. The ZIP holds roughly 4,826 housing units.

Overall, 20872 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.