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ZIP 20876 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Maryland · Distress market

Scored purely from public records, 20876 (Montgomery County, Maryland) returns a low composite of 20/100. The pressure is most legible in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). Structural risk reads 43/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 14% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 52% have a four-year degree. Rent burden reaches 40% of tenant households. Roughly 9.2% live below the poverty line. The typical home is worth about $487,300 (4.0× income). Households earn a median $113,329 — above the roughly $78,000 national figure. 26,511 residents call 20876 home, typically aged 37. There are about 8,939 housing units across 20876. The demographic-stress sub-score lands at 29/100. 67% of housing is owner-occupied. Vacancy runs 1.6%.

Net-net, 20876 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 20876 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 20876 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Montgomery County, Maryland and the nation. 20876 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 20876's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 20876 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 20876

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk92
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

20876 at a glance

A live read on 20876: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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