ZIP 20876 Property Distress & Foreclosure Data

DLRadar grades ZIP 20876 (Montgomery County, Maryland) at a moderate 30/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). On the structural side it scores 68/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.8% year on year, and 14% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Around 52% of adults hold a bachelor's degree or higher. Around 40% of renters are cost-burdened. The poverty rate is 9.2%. The typical home is worth about $487,300 (4.0× income). At $113,329, median income runs above typical U.S. levels. About 26,511 people live here, median age 37. The ZIP holds roughly 8,939 housing units. The demographic-stress sub-score lands at 29/100. 67% of housing is owner-occupied. The vacancy rate is 1.6%.

Net-net, 20876 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.