ZIP 20812 Property Distress & Foreclosure Data

DLRadar grades ZIP 20812 (Montgomery County, Maryland) at a moderate 30/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). The latent-versus-live split is 68/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $195,000 — above the roughly $78,000 national figure. On demographic stress specifically, 20812 scores 22/100. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 105 housing units. The vacancy rate is 5.3%. About 83% have a four-year degree. Around 0% of renters are cost-burdened. 314 residents call 20812 home, typically aged 48. The tenure split is 94% owner-occupied to 6% rented. A median home runs $1,163,500 here, or 5.8 times local income.

Overall, 20812 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.