ZIP 20814 Property Distress & Foreclosure Data

Montgomery County, Maryland's ZIP 20814 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). On the structural side it scores 68/100, with 2/100 of stress already active.

The peak-phase market in 20814 posted values that rose 2.8% over the year, and 15% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 33/100. Owners hold 53% of homes, renters 47%. Median household income is $150,401, above the U.S. median near $78,000. Around 35% of renters are cost-burdened. The ZIP holds roughly 16,228 housing units. Educational attainment sits at 84% bachelor's-or-above. 3.8% of residents fall below the poverty threshold. Home values center near $989,600, an affordability ratio of 6.5×. Population is roughly 30,822 with a median age of 41. The vacancy rate is 7.9%.

On balance 20814 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.