ZIP 20895 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Maryland · High Value market
On DLRadar's 0-100 public-record scale, ZIP 20895 in Montgomery County, Maryland comes in at 20, a low composite-distress reading. Latent structural risk is 43/100 while live distress already moving reads 2/100. Its heaviest discrete signals: structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)).
The market reads peak — home values rose 1.6% year on year, and 9% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 7,292 housing units across 20895. Vacancy runs 5.1%. Around 46% of renters are cost-burdened. The poverty rate is 4.3% — low. About 19,042 people live here, median age 42. Households earn a median $169,527 — above the roughly $78,000 national figure. Home values center near $781,500, an affordability ratio of 4.4×. About 74% have a four-year degree. 80% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100.
Net-net, 20895 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 20895 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 20895 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20895 can be compared directly against any other ZIP in Montgomery County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 20895 shows blanks, not estimates, wherever the record is sparse.
20895's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 20895 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 20895
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 20895 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 20895, the same set carried on every parcel.
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Unlock the full ZIP 20895 acquisition report
See who owns each distressed property in 20895, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology