ZIP 20895 Property Distress & Foreclosure Data

Composite property distress in 20895 (Montgomery County, Maryland) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 68/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)).

The peak-phase market in 20895 posted values that rose 2.8% over the year, and 9% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 7,292 housing units across 20895. Vacancy runs 5.1%. Rent burden reaches 46% of tenant households. 4.3% of residents fall below the poverty threshold. Population is roughly 19,042 with a median age of 42. Median household income is $169,527, above the U.S. median near $78,000. Home values center near $781,500, an affordability ratio of 4.4×. Educational attainment sits at 74% bachelor's-or-above. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 27/100.

On balance 20895 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.