ZIP 20902 Property Distress & Foreclosure Data

DLRadar grades ZIP 20902 (Montgomery County, Maryland) at a moderate 30/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). On the structural side it scores 68/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 12% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $111,408 — above the roughly $78,000 national figure. The ZIP holds roughly 19,031 housing units. On demographic stress specifically, 20902 scores 33/100. About 47% have a four-year degree. Around 43% of renters are cost-burdened. The tenure split is 65% owner-occupied to 35% rented. 53,170 residents call 20902 home, typically aged 37. A median home runs $551,200 here, or 4.8 times local income. Roughly 10.6% live below the poverty line. The vacancy rate is 4.1%.

Overall, 20902 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.