ZIP 20902 Foreclosure, Tax-Lien & Distress Report

ZIP 20902's composite property-distress score is 20/100 - DLRadar classes that as low for Montgomery County, Maryland. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). Latent structural risk is 43/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 1.6% year on year, and 12% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $111,408, median income runs above typical U.S. levels. There are about 19,031 housing units across 20902. The demographic-stress sub-score lands at 33/100. Around 47% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened. 65% of housing is owner-occupied. Population is roughly 53,170 with a median age of 37. A median home runs $551,200 here, or 4.8 times local income. Roughly 10.6% live below the poverty line. Vacancy runs 4.1%.

Overall, 20902 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 20902 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 20902 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 20902 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 20902 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 20902 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.