ZIP 20912 Property Distress & Foreclosure Data

Composite property distress in 20912 (Montgomery County, Maryland) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 68 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

The market reads peak — home values rose 2.8% year on year, and 10% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 10,303 housing units across 20912. The poverty rate is 12.8%. 43% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. About 25,428 people live here, median age 38. Vacancy runs 4.0%. At $82,097, median income runs near typical U.S. levels. Rent burden reaches 49% of tenant households. The typical home is worth about $699,300 (8.2× income, severely stretched). The demographic-stress sub-score lands at 46/100.

Net-net, 20912 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.