ZIP 20842 Property Distress & Foreclosure Data

ZIP code 20842 in Montgomery County, Maryland carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 67 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (100/100), structural risk (67/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 31% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $745,800 here, or 4.3 times local income. The tenure split is 78% owner-occupied to 22% rented. 2,093 residents call 20842 home, typically aged 47. Rent burden reaches 15% of tenant households. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 7.4%. On demographic stress specifically, 20842 scores 24/100. There are about 855 housing units across 20842. Households earn a median $166,389 — above the roughly $78,000 national figure. About 51% have a four-year degree.

Overall, 20842 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.