ZIP 21710 Property Distress & Foreclosure Data

ZIP code 21710 in Frederick County, Maryland carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 2.8% year on year, and 9% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.2%. The poverty rate is 3.4% — low. The ZIP holds roughly 1,773 housing units. Around 53% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The typical home is worth about $591,100 (3.5× income, relatively affordable). At $164,727, median income runs above typical U.S. levels. 85% of housing is owner-occupied. Around 63% of renters are cost-burdened. About 4,901 people live here, median age 51.

Overall 21710 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.