ZIP 21716 Property Distress & Foreclosure Data

In Frederick County, Maryland, ZIP 21716 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (64/100). On the structural side it scores 55/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.8% year on year, and 19% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

At $107,188, median income runs above typical U.S. levels. About 6,757 people live here, median age 37. The poverty rate is 7.0% — low. Around 19% of renters are cost-burdened. 86% of housing is owner-occupied. The vacancy rate is 4.6%. The demographic-stress sub-score lands at 23/100. The typical home is worth about $361,300 (3.1× income, relatively affordable). Around 34% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,077 housing units.

Overall 21716 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.