ZIP 21716 Foreclosure, Tax-Lien & Distress Report
Frederick County, Maryland · Distress market
ZIP 21716's composite property-distress score is 23/100 - DLRadar classes that as low for Frederick County, Maryland. Property-level stress concentrates in construction/permit lag (65/100), structural risk (52/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (61/100)). Latent structural risk is 52/100 while live distress already moving reads 2/100.
The peak-phase market in 21716 posted values that rose 1.6% over the year, and 19% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $107,188 — above the roughly $78,000 national figure. About 6,757 people live here, median age 37. The poverty rate is 7.0% — low. Rent burden reaches 19% of tenant households. 86% of housing is owner-occupied. Vacancy runs 4.6%. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $361,300, an affordability ratio of 3.1× — accessible. Around 34% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,077 housing units.
Overall, 21716 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 21716 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 21716, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
21716's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 21716 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 21716 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 21716 distress snapshot
Current distress, phase, housing and lender-pressure figures for 21716, drawn from the same report attached to each property.
Other Frederick County ZIP codes
Nearest ZIP codes to 21716
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Frederick County, Maryland — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 21716
Every distressed parcel in 21716 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology