ZIP 21755 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 21755 in Frederick County, Maryland comes in at 25, a low composite-distress reading. Structural exposure scores 57 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (63/100)). What sets it apart are the readings on construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The market reads peak — home values rose 1.6% year on year, and 11% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Population is roughly 5,740 with a median age of 44. Vacancy runs 4.3%. 8.1% of residents fall below the poverty threshold. The tenure split is 85% owner-occupied to 15% rented. Around 28% of renters are cost-burdened. On demographic stress specifically, 21755 scores 25/100. The typical home is worth about $529,600 (3.7× income, relatively affordable). There are about 2,231 housing units across 21755. At $134,677, median income runs above typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher.

Net-net, 21755 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 21755 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 21755 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21755 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. Where the public record is thin for 21755, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 21755 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 21755 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.