ZIP 21755 Property Distress & Foreclosure Data

Frederick County, Maryland's ZIP 21755 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 55 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (64/100). The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 2.8% year on year, and 11% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 5,740 people live here, median age 44. Vacancy runs 4.3%. The poverty rate is 8.1%. 85% of housing is owner-occupied. Rent burden reaches 28% of tenant households. The demographic-stress sub-score lands at 25/100. The typical home is worth about $529,600 (3.7× income, relatively affordable). There are about 2,231 housing units across 21755. At $134,677, median income runs above typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher.

Overall 21755 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.