ZIP 21769 Foreclosure, Tax-Lien & Distress Report

Frederick County, Maryland's ZIP 21769 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). Structural exposure scores 57 and live distress 2 on the 0–100 scale. Leading the profile are construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 14% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 29% of tenant households. Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 21769 scores 23/100. Educational attainment sits at 49% bachelor's-or-above. There are about 4,331 housing units across 21769. The typical home is worth about $507,000 (3.3× income, relatively affordable). Vacancy runs 4.5%. About 12,695 people live here, median age 43. Median household income is $148,821, above the U.S. median near $78,000. Owners hold 88% of homes, renters 12%.

On balance 21769 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 21769 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 21769 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21769 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. Where the public record is thin for 21769, the field stays empty rather than modeled, and fills in as new documents post.

21769's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 21769 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.