ZIP 21777 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 21777 in Frederick County, Maryland comes in at 25, a low composite-distress reading. Structurally it carries 57/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 19% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2,333 residents call 21777 home, typically aged 44. The ZIP holds roughly 817 housing units. A median home runs $480,500 here, or 3.2 times local income. About 42% have a four-year degree. Rent burden reaches 0% of tenant households. 1.6% of residents fall below the poverty threshold. Vacancy runs 0.0%. Median household income is $136,827, above the U.S. median near $78,000. The tenure split is 100% owner-occupied to 0% rented. The demographic-stress sub-score lands at 17/100.

Overall, 21777 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 21777 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 21777 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 21777 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 21777 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 21777 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.