ZIP 21777 Property Distress & Foreclosure Data

Composite property distress in 21777 (Frederick County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (64/100)). The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The peak-phase market in 21777 posted values that rose 2.8% over the year, and 19% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,333 with a median age of 44. There are about 817 housing units across 21777. Home values center near $480,500, an affordability ratio of 3.2× — accessible. Educational attainment sits at 42% bachelor's-or-above. Rent burden reaches 0% of tenant households. 1.6% of residents fall below the poverty threshold. Vacancy runs 0.0%. Median household income is $136,827, above the U.S. median near $78,000. Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 17/100.

Broadly, 21777 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.